Small Business Loans and Financing

Why The Funding Family

Our goal is for a business owner to focus on the growth of their business. Leave your financial needs to our expert lending specialists.

What Sets Us Apart

Experience transparent, customer-first service with no hidden fees, no equity requirements, and the flexibility to save on early payoffs. We're not just a lender; we're your financial partner.

Our Unique Approach

Leveraging advanced technology, The Funding Family's FamilyScore™ algorithm strategically connects you with top lenders. We ensure you get the best financial terms tailored to your business's unique industry demands.

Financial Success

Skip the hassle of bank-hopping for financial solutions. Our team of experts is here to guide you through a smooth funding process, ensuring rapid and responsible financing for your business.

Get a Line of Credit

The Funding Family can approve small business loans from $5,000 to $1,000,000 in as little as 24 hours.

Our simple loan application process requires only a few bank statements, rather than extensive paperwork and complex financial information. So before you know it, you’ll have the funding in your business bank account!

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Working capital up to $1,000,000
No restrictions on use
24 hour approval
Free, no obligation quote
Terms up to 18 months
Early payoff discounts
No collateral required
Approval not solely credit based

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Merchant Cash Advance

Our merchant cash advance product works alongside the pace of your business. It’s simple; we purchase your business’s future credit card receipts, and your remittance is adjusted based on how your business’s revenue fluctuates.

Plus, our commitment to small businesses means you can receive as little as $5,000 or as much as $1,000,000!

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Fast and Easy Business Loans

The Funding Family can approve any business, depending on their cash flow, for a variety of different lines of credit opportunities.

Terms ranging up to 18 months with early refinance options. All this works with our incredible small business lending packages.

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Book a Free Consultation

Unlock the full potential of your business with our free consultation, tailored to navigate your specific financial needs and goals.

Phone

(866) 645-0180

Email

info@thefundingfamily.com

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Frequently Asked Questions

Your Questions, Answered

Everything you need to know about our funding products. No jargon, no runaround.

It depends on the product. SBA loans generally require 620+, traditional term loans 600+, and alternative products like MCAs or revenue-based funding can work with scores as low as 500. The Funding Family's pre-qualification uses a soft credit pull (no impact to your score), and our FamilyScore™ algorithm weighs much more than just credit — revenue consistency, time in business, and industry factors all play a role.
Timelines vary by product. Merchant cash advances and revenue-based funding can be in your account in 24–72 hours. Business lines of credit and short-term loans typically fund in 2–7 business days. SBA loans take 30–90 days due to federal processing requirements. The Funding Family's role is to speed up the front end — matching, application prep, and documentation — so you don't lose time on the things you can control.
Requirements depend on the specific loan product and lender. Many options in our network — including MCAs, revenue-based funding, and some lines of credit — require no collateral. SBA loans and larger term loans may require collateral or a personal guarantee. Your funding specialist will tell you exactly what's required for each option you're considering before you commit to anything.
The starting application takes just a few minutes and requires basic business information. Depending on the product you qualify for, you'll typically need: 3–6 months of business bank statements, a valid ID, and proof of business ownership. SBA loans and larger term loans may also require tax returns, financial statements, and a business plan. Your specialist will tell you exactly what's needed — no guesswork.
Yes, though your options will be more focused. Several products in The Funding Family's network — including MCAs, revenue-based funding, and some lines of credit — work with businesses that have as little as 3–6 months of operating history, as long as revenue is coming in. SBA Microloans also serve startups. Your specialist will set realistic expectations about what's available at your stage and what you can qualify for as you grow.

Where to find us

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